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My Husband Stole My Transplant Fund For His Mistress, So I Sent Him To Prison

NovelMaster Completed

Werewolf Romance 现实主义-Realistic重生-Reborn励志-Inspiring惊悚-Thriller

The day my dad’s life insurance payout cleared, my husband asked me for half a million dollars. "Chloe, my childhood buddy Kevin needs help. His mom needs emergency heart bypass surgery, and they are short by half a million." "Can we lend it to him? Just to get him through this?" I froze. "Ethan, this is the money my dad paid for with his life! It’s my saving grace for my liver transplant!" "My surgery is next week. If I miss this window, you know what will happen to me!" Ethan snapped, accusing me of being cold-blooded and selfish. "Once we lend it out, we’ll be a bit short for your surgery," he reasoned. "But we can figure something out. We can take out a loan, ask our relatives... But Kevin's mom can’t wait!" I set the bank card down and grabbed my phone. "Wait here." "Where are you going?" "To call my mom." I didn't look back. "I want to ask her if half of my liver is enough to share with an outsider." But before I could dial, my phone buzzed. A text notification popped up: $500,000 had just been transferred out of my account. And the recipient was Hailey—Ethan’s college classmate, the girl he always referred to as his "sweet little sister who works hard all by herself in the city." 1 I snatched my phone and logged into my mobile banking app. This card was originally my dad’s payroll account, and the linked phone number used to be his. Before the insurance company made the deposit, I had contacted the bank to change the registered number to my own. I hadn’t told anyone about this, including Ethan. He only knew the card was with me, and that the PIN was my birthday. I tapped on the online transaction history and entered today’s date. The screen refreshed, and a blinding record jumped out at me. Fifteen minutes ago, while I was sitting in my lawyer's office. Amount: $500,000.00. Recipient: Hailey. Memo: Surgery Fee. My mind went entirely blank. Hailey. I knew that name. Ethan’s college classmate. The "little sister" he claimed was struggling alone in the city. So, there was no Kevin. There was no sick mother of a childhood buddy. There was only Hailey. How did Ethan manage to transfer the money? The verification code should have been sent to my phone... An hour ago, the lawyer had slid the bank card across the desk to me, his voice heavy. "1.8 million dollars, Chloe. This is the critical illness insurance payout your father secured for you before he passed. You are the sole beneficiary." "I'm so sorry for your loss." I held the card, my fingertips icy. The money sitting in this account was paid for with my dad's life. Three months ago, he was diagnosed with late-stage liver cancer. His only wish was for this insurance money to clear before my transplant so I wouldn't have any financial worries. But he didn't make it to see this day. My surgery was scheduled for next week. My mom, Sarah, was the donor match. Despite our family's protests, she insisted on giving me half of her liver. "Chloe, I can't lose you too." Those were her exact words. My brother, Leo, had died in an accident five years ago. I was the only thing keeping my mom going. I had just pocketed the bank card, about to call my mom to tell her the surgery funds were ready, when Ethan pushed the door open and asked to borrow half a million dollars. Suddenly, I remembered. While the lawyer was handing me the card and I was looking down, crying, Ethan had walked over to hug me. His hand had brushed against my phone. He used that brief moment of physical contact to initiate the transfer on his own phone. He assumed the verification code would go to the old number, but it popped up on my screen. He saw it, entered it, and silently drained $500,000 from my account. I took a few deep breaths, forcing myself to calm down. Just a transaction record wasn't enough. I needed to know more. I took a screenshot of the transaction, saved it, and walked back into the office. Seeing me return, Ethan immediately rushed over, his face masked with deep concern. "How did it go? What did Sarah say?" "My mom said that as long as I’m okay, nothing else matters," I said, looking into his eyes calmly. He let out a sigh of relief, his smile turning more natural. "I knew she’d understand. So, the money..." "I'll transfer it," I interrupted, softening my tone. "A life is on the line. How could I just stand by and watch?" "Give me Kevin’s bank details. I'll go to the bank and wire it to him first thing tomorrow morning." "Really?" Ethan was ecstatic, his voice trembling. "Chloe, you are amazing! I knew you were the kindest soul!" I let him wrap his arms around me, burying my face in his shoulder. My eyes were cold as ice. He had no idea that his fictional "Kevin" had already been exposed by the name "Hailey" left in my bank logs. He had no idea that his little performance had completely unmasked him. 2 That evening, back home, Ethan put on an apron and busied himself in the kitchen. Watching his back, I quietly turned and slipped into the study. His laptop was sitting on the desk. The password was our wedding anniversary. The system booted up, and I directly opened his Snapchat on the desktop. His chat history with Hailey was pinned at the top. Her contact name was "Baby Hailey 💖". I clicked on it. The messages stretched back to three years ago, right before our wedding. Ethan: *Hailey, I'm getting married.* Hailey: *I know. I wish you happiness, Ethan.* Ethan: *I'm sorry. My mom said Chloe's dad is a high-level executive and her family is wealthy. She can help my career. Just wait for me.* Hailey: *It's okay. I'll wait.* Staring at the words "I'll wait," the blood in my veins turned to ice. So, from the very beginning, I was just a stepping stone in his calculations. I scrolled down. To the time after I fell ill. Hailey: *Babe, the test results came back today. The doctor said the treatments here aren't working... I'm so scared.* Ethan: *Don't be scared, baby. I'm here. Once Chloe's dad's insurance money clears, we’ll go to Switzerland. I'll get you the best doctors.* Hailey: *But that money is for her transplant... Do you think I'm a bad person?* Ethan: *Don't say silly things. Her condition can be cured with a standard surgery. Your illness needs this money more.* Ethan: *Besides, that money will technically be our marital property. I have a right to half of it anyway. We’re just prioritizing an emergency.* Yesterday, in the early hours of the morning. Ethan: *Hailey, I just spoke with the lawyer. The insurance money will clear tomorrow. 1.8 million dollars total.* Ethan: *Don't worry. I will cure you.* Hailey: *You're the best, babe! I love you! Once you get the cash, we’ll fly away and never come back.* Ethan: *Yes. We're never coming back.* I shut down the laptop. The love I thought we shared was nothing but a calculated scam from start to finish. He married me for my family's status. He took care of me for my dad's life insurance. And both I and my deceased father were nothing but cash cows to him. My liver disease was in its final stages. I desperately needed a transplant. And Hailey, based on their chat history about experimental European treatments, had some rare disease that required overseas care. 1.8 million dollars was exactly the startup capital they needed to run away. I pulled out my phone and turned on the voice recorder. Then, I dialed my mother-in-law, Helen. "Helen, it's Chloe." "Oh, Chloe," Helen’s voice sounded distracted. "I'm so sorry about your father." "Helen, Ethan told me his childhood friend Kevin needs half a million dollars for his mom's heart surgery." "He wants me to lend it to him from my dad's insurance money." The other end of the line went silent for a second. "Oh... yes, that's right," Helen's tone grew hurried. "Ethan is just too kind-hearted. He hates seeing people suffer. You should help them out. It’s a good deed." "But Helen," I slowed down my words, pronouncing every syllable clearly. "My surgery is next week. That half a million is my life-saving money." "I just wanted to ask, do you know this Kevin?" "Where does his family live? Lending this much money requires some sort of legal agreement, right?" "Why are you asking so many questions!" Helen’s voice turned sharp and impatient. "If Ethan told you to lend it, just lend it! Why make such a big deal out of it with family?" "Isn't your money his money anyway? Besides, you have 1.8 million. What’s wrong with letting go of half a million?" "It's not like he's asking for the whole thing!" "Helen," my voice remained steady, but carried an unavoidable weight. "Do you actually know Kevin?" "Or rather, did Ethan ever have a childhood friend by that name?" "I... I don't remember! It was so many years ago!" She practically shrieked through the phone, her panic obvious. "Anyway, Ethan wouldn't lie to you! Just give him the money and stop being so difficult!" "Alright, I understand. Thanks, Helen." I hung up and saved the recording. She wasn't just aware of the scam. She was actively helping her son cover it up. I opened my notes app and documented all the evidence. My next step was to find out Hailey's exact medical situation and their travel plans, and lock down the paper trail of the stolen $500,000. I needed a professional. 3 I dialed a number. It was Justin, my late brother's best friend and now a partner at a top-tier law firm. "Justin, it's Chloe." "Chloe?" Justin’s voice immediately turned serious. "You don't sound right. What happened? Your dad just passed, and you..." "Justin," I cut him off, my voice calmer than I expected. "I need your help." "Ethan is cheating on me. He just stole half a million dollars of my dad’s life insurance money, directly threatening my transplant next Monday." "I have some evidence, but it's not enough." "I want him to pay. I want everything that belongs to me back." The line went quiet for two seconds before Justin spoke: "Send me every piece of evidence you have right now, securely." "Do not alert him before your surgery. Act completely normal." "Leave the rest to me." "I'll have my team investigate Hailey’s background and medical records immediately, and start preparing the legal filings." "Chloe, protect yourself. Keep me updated." "I will." After hanging up, I encrypted the evidence and sent it over. Once that was done, I leaned back against the chair. Ethan walked in carrying a bowl of pork rib soup, looking as gentle as ever. "Babe, the soup is ready. Drink it while it's hot. I let it simmer for hours." I looked up at him and slowly forced a smile. "Thanks, Ethan. You've worked so hard." I took the bowl. Ethan, Hailey, Helen. Enjoy your little game while you can. Starting tomorrow, everything you took from me will be dragged back, with interest. Your show is over. Now, it's my turn. The next day, using the excuse of feeling unwell, I had Ethan accompany me to the hospital for my pre-op checkup. "Chloe, why do you look so pale? Did you not sleep well?" Ethan held my arm supportively, his face filled with worry. "Maybe. I just feel uneasy," I leaned against him, pretending to be weak. "Ethan, half a million is a lot of money. I’m still worried." "Could you ask your friend Kevin to write me an IOU? Even between close friends, clear accounts make good relationships." Ethan’s body stiffened for a fraction of a second before he smiled. "Of course. I'll ask him to write one later. Don't worry, he's not the type to dodge a debt." "That's good," I nodded, looking relieved. "By the way, which hospital is his mom in? Let's visit her this afternoon. It’s the polite thing to do." "Oh? No... no need!" Ethan immediately rejected the idea. "Hospitals are crawling with bacteria. You're having surgery soon; you can't go to places like that." "I'll pass along your regards for you." I lowered my head and murmured an agreement. He didn't dare let me go because there was no dying mother named Kevin's mom. When the test results came back, the doctor said my vitals were stable, but I was physically weak and needed plenty of rest. Ethan held the report, looking incredibly guilty. "It's my fault. I haven't taken good care of you." "Chloe, don't overthink things. Leave the money to me. Just focus on your surgery." "Okay," I nodded obediently. Leaving the hospital, I claimed I wanted to grab some comfort food from a local diner on the south side of town, and had Ethan drive us there. Halfway through the drive, I clutched my stomach, grimacing in pain. "Oh my god, my stomach hurts so bad. I need a restroom." "What's wrong?" Ethan immediately pulled over. "I'll help you." "No, just wait here. I'll be right back." I pointed to a public restroom nearby. Before he could react, I scrambled out of the car. I didn't go to the restroom. Instead, I ducked into a side alley and slipped into a waiting black sedan. The driver was Luke, an investigator sent by Justin. "Miss Chloe, we found the key information," Luke said, handing me a thick manila folder with a grave expression. "Ethan's story about his childhood friend’s mother is entirely made up. TThe $500,000 was transferred directly to a personal account belonging to a woman named Leah Gable on the very day it cleared."

Chapters (4)

第1章

第2章

I snatched my phone and logged into my mobile banking app. This card was originally my dad’s payroll account, and the linked phone number used to be his. Before the insurance company made the deposit, I had contacted the bank to change the registered number to my own. I hadn’t told anyone about this, including Ethan. He only knew the card was with me, and that the PIN was my birthday. I tapped on the online transaction history and entered today’s date. The screen refreshed, and a blinding record jumped out at me. Fifteen minutes ago, while I was sitting in my lawyer's office. Amount: $500,000.00. Recipient: Hailey. Memo: Surgery Fee. My mind went entirely blank. Hailey. I knew that name. Ethan’s college classmate. The "little sister" he claimed was struggling alone in the city. So, there was no Kevin. There was no sick mother of a childhood buddy. There was only Hailey. How did Ethan manage to transfer the money? The verification code should have been sent to my phone... An hour ago, the lawyer had slid the bank card across the desk to me, his voice heavy. "1.8 million dollars, Chloe. This is the critical illness insurance payout your father secured for you before he passed. You are the sole beneficiary." "I'm so sorry for your loss." I held the card, my fingertips icy. The money sitting in this account was paid for with my dad's life. Three months ago, he was diagnosed with late-stage liver cancer. His only wish was for this insurance money to clear before my transplant so I wouldn't have any financial worries. But he didn't make it to see this day. My surgery was scheduled for next week. My mom, Sarah, was the donor match. Despite our family's protests, she insisted on giving me half of her liver. "Chloe, I can't lose you too." Those were her exact words. My brother, Leo, had died in an accident five years ago. I was the only thing keeping my mom going. I had just pocketed the bank card, about to call my mom to tell her the surgery funds were ready, when Ethan pushed the door open and asked to borrow half a million dollars. Suddenly, I remembered. While the lawyer was handing me the card and I was looking down, crying, Ethan had walked over to hug me. His hand had brushed against my phone. He used that brief moment of physical contact to initiate the transfer on his own phone. He assumed the verification code would go to the old number, but it popped up on my screen. He saw it, entered it, and silently drained $500,000 from my account. I took a few deep breaths, forcing myself to calm down. Just a transaction record wasn't enough. I needed to know more. I took a screenshot of the transaction, saved it, and walked back into the office. Seeing me return, Ethan immediately rushed over, his face masked with deep concern. "How did it go? What did Sarah say?" "My mom said that as long as I’m okay, nothing else matters," I said, looking into his eyes calmly. He let out a sigh of relief, his smile turning more natural. "I knew she’d understand. So, the money..." "I'll transfer it," I interrupted, softening my tone. "A life is on the line. How could I just stand by and watch?" "Give me Kevin’s bank details. I'll go to the bank and wire it to him first thing tomorrow morning." "Really?" Ethan was ecstatic, his voice trembling. "Chloe, you are amazing! I knew you were the kindest soul!" I let him wrap his arms around me, burying my face in his shoulder. My eyes were cold as ice. He had no idea that his fictional "Kevin" had already been exposed by the name "Hailey" left in my bank logs. He had no idea that his little performance had completely unmasked him.

第3章

That evening, back home, Ethan put on an apron and busied himself in the kitchen. Watching his back, I quietly turned and slipped into the study. His laptop was sitting on the desk. The password was our wedding anniversary. The system booted up, and I directly opened his Snapchat on the desktop. His chat history with Hailey was pinned at the top. Her contact name was "Baby Hailey 💖". I clicked on it. The messages stretched back to three years ago, right before our wedding. Ethan: *Hailey, I'm getting married.* Hailey: *I know. I wish you happiness, Ethan.* Ethan: *I'm sorry. My mom said Chloe's dad is a high-level executive and her family is wealthy. She can help my career. Just wait for me.* Hailey: *It's okay. I'll wait.* Staring at the words "I'll wait," the blood in my veins turned to ice. So, from the very beginning, I was just a stepping stone in his calculations. I scrolled down. To the time after I fell ill. Hailey: *Babe, the test results came back today. The doctor said the treatments here aren't working... I'm so scared.* Ethan: *Don't be scared, baby. I'm here. Once Chloe's dad's insurance money clears, we’ll go to Switzerland. I'll get you the best doctors.* Hailey: *But that money is for her transplant... Do you think I'm a bad person?* Ethan: *Don't say silly things. Her condition can be cured with a standard surgery. Your illness needs this money more.* Ethan: *Besides, that money will technically be our marital property. I have a right to half of it anyway. We’re just prioritizing an emergency.* Yesterday, in the early hours of the morning. Ethan: *Hailey, I just spoke with the lawyer. The insurance money will clear tomorrow. 1.8 million dollars total.* Ethan: *Don't worry. I will cure you.* Hailey: *You're the best, babe! I love you! Once you get the cash, we’ll fly away and never come back.* Ethan: *Yes. We're never coming back.* I shut down the laptop. The love I thought we shared was nothing but a calculated scam from start to finish. He married me for my family's status. He took care of me for my dad's life insurance. And both I and my deceased father were nothing but cash cows to him. My liver disease was in its final stages. I desperately needed a transplant. And Hailey, based on their chat history about experimental European treatments, had some rare disease that required overseas care. 1.8 million dollars was exactly the startup capital they needed to run away. I pulled out my phone and turned on the voice recorder. Then, I dialed my mother-in-law, Helen. "Helen, it's Chloe." "Oh, Chloe," Helen’s voice sounded distracted. "I'm so sorry about your father." "Helen, Ethan told me his childhood friend Kevin needs half a million dollars for his mom's heart surgery." "He wants me to lend it to him from my dad's insurance money." The other end of the line went silent for a second. "Oh... yes, that's right," Helen's tone grew hurried. "Ethan is just too kind-hearted. He hates seeing people suffer. You should help them out. It’s a good deed." "But Helen," I slowed down my words, pronouncing every syllable clearly. "My surgery is next week. That half a million is my life-saving money." "I just wanted to ask, do you know this Kevin?" "Where does his family live? Lending this much money requires some sort of legal agreement, right?" "Why are you asking so many questions!" Helen’s voice turned sharp and impatient. "If Ethan told you to lend it, just lend it! Why make such a big deal out of it with family?" "Isn't your money his money anyway? Besides, you have 1.8 million. What’s wrong with letting go of half a million?" "It's not like he's asking for the whole thing!" "Helen," my voice remained steady, but carried an unavoidable weight. "Do you actually know Kevin?" "Or rather, did Ethan ever have a childhood friend by that name?" "I... I don't remember! It was so many years ago!" She practically shrieked through the phone, her panic obvious. "Anyway, Ethan wouldn't lie to you! Just give him the money and stop being so difficult!" "Alright, I understand. Thanks, Helen." I hung up and saved the recording. She wasn't just aware of the scam. She was actively helping her son cover it up. I opened my notes app and documented all the evidence. My next step was to find out Hailey's exact medical situation and their travel plans, and lock down the paper trail of the stolen $500,000. I needed a professional.

第4章

I dialed a number. It was Justin, my late brother's best friend and now a partner at a top-tier law firm. "Justin, it's Chloe." "Chloe?" Justin’s voice immediately turned serious. "You don't sound right. What happened? Your dad just passed, and you..." "Justin," I cut him off, my voice calmer than I expected. "I need your help." "Ethan is cheating on me. He just stole half a million dollars of my dad’s life insurance money, directly threatening my transplant next Monday." "I have some evidence, but it's not enough." "I want him to pay. I want everything that belongs to me back." The line went quiet for two seconds before Justin spoke: "Send me every piece of evidence you have right now, securely." "Do not alert him before your surgery. Act completely normal." "Leave the rest to me." "I'll have my team investigate Hailey’s background and medical records immediately, and start preparing the legal filings." "Chloe, protect yourself. Keep me updated." "I will." After hanging up, I encrypted the evidence and sent it over. Once that was done, I leaned back against the chair. Ethan walked in carrying a bowl of pork rib soup, looking as gentle as ever. "Babe, the soup is ready. Drink it while it's hot. I let it simmer for hours." I looked up at him and slowly forced a smile. "Thanks, Ethan. You've worked so hard." I took the bowl. Ethan, Hailey, Helen. Enjoy your little game while you can. Starting tomorrow, everything you took from me will be dragged back, with interest. Your show is over. Now, it's my turn. The next day, using the excuse of feeling unwell, I had Ethan accompany me to the hospital for my pre-op checkup. "Chloe, why do you look so pale? Did you not sleep well?" Ethan held my arm supportively, his face filled with worry. "Maybe. I just feel uneasy," I leaned against him, pretending to be weak. "Ethan, half a million is a lot of money. I’m still worried." "Could you ask your friend Kevin to write me an IOU? Even between close friends, clear accounts make good relationships." Ethan’s body stiffened for a fraction of a second before he smiled. "Of course. I'll ask him to write one later. Don't worry, he's not the type to dodge a debt." "That's good," I nodded, looking relieved. "By the way, which hospital is his mom in? Let's visit her this afternoon. It’s the polite thing to do." "Oh? No... no need!" Ethan immediately rejected the idea. "Hospitals are crawling with bacteria. You're having surgery soon; you can't go to places like that." "I'll pass along your regards for you." I lowered my head and murmured an agreement. He didn't dare let me go because there was no dying mother named Kevin's mom. When the test results came back, the doctor said my vitals were stable, but I was physically weak and needed plenty of rest. Ethan held the report, looking incredibly guilty. "It's my fault. I haven't taken good care of you." "Chloe, don't overthink things. Leave the money to me. Just focus on your surgery." "Okay," I nodded obediently. Leaving the hospital, I claimed I wanted to grab some comfort food from a local diner on the south side of town, and had Ethan drive us there. Halfway through the drive, I clutched my stomach, grimacing in pain. "Oh my god, my stomach hurts so bad. I need a restroom." "What's wrong?" Ethan immediately pulled over. "I'll help you." "No, just wait here. I'll be right back." I pointed to a public restroom nearby. Before he could react, I scrambled out of the car. I didn't go to the restroom. Instead, I ducked into a side alley and slipped into a waiting black sedan. The driver was Luke, an investigator sent by Justin. "Miss Chloe, we found the key information," Luke said, handing me a thick manila folder with a grave expression. "Ethan's story about his childhood friend’s mother is entirely made up. TThe $500,000 was transferred directly to a personal account belonging to a woman named Leah Gable on the very day it cleared."